HUBZone Certification Program Webinar

This video explains the basics of the HUBZone certification program for small business federal contractors.

HUBZone certification allows certain small businesses to compete for set-aside contracts aimed at spurring investment in low median income or high unemployment areas.

This post is aligned with a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

For more information on small business grant and home ownership programs visit TopGovernmentGrants.com.

Community Development Financial Institutions

CDFI’s could be community development banks, community development credit unions, community development venture capital funds, micro-enterprise development loan funds, or community development corporations.

This post is aligned with a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

Find additional information and resources on nonprofit information, educational grants and Civic Engagement programs from around the world.

Grants From The Department of Agriculture

United States Department of Agriculture was established to provide leadership on food, natural resources, agriculture, and other associated issues that are all based on sound public policy, the best available technology, and efficient and effective management.

This post is part of a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

Find additional information and resources on small business grants and loans, home buyer programs and Community Foundation programs from around the world.

Grants from the Department of Health and Human Services

In 1979 the Department of Health and Human Services (HHS) was established in an effort to protect the health of all Americans and to provide essential human services to everyone, especially to those who are least capable of helping themselves.

This post is aligned with a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

Find additional information and resources on nonprofit information, educational grants and Civic Engagement programs from around the world.

Community Development Credit Unions

A Community Development Credit Union, more commonly known as a CDCU, is a credit financial institution which owned and controlled by its members in an effort to sustain the ability of being able to provide a wide array of financial services. Basically a Community Development Credit Union is a type of Community Development Financial Institution (CDFI) that is specially designed to low and moderate income people and communities with or without small businesses.

Find additional information and resources on small business grants and loans, home buyer programs and impact investment programs from around the world.

Getting Money to Start a New Business

Starting a new business can be an exciting venture – unfortunately, it can also be quite expensive as well. In order to get the money that you need to get your business off of the ground, you might be considering a loan from a bank or other lender; you should keep in mind that there are some other alternatives for funding that might serve you well in addition to traditional loans.

For more information on small business grant and home ownership programs visit TopGovernmentGrants.com.

Guidance To Help You Reach Maximum Fitness

So many people today look for different ways to keep their bodies in good shape, for a wide variety of reasons. Getting fit is very important to life. If you are in top condition, your lifestyle can be one that is more vigorous, enjoyable and far healthier. If you’re interested in staying healthy, you need to pay attention to the fitness tips you’re about to read.

Put together a workout routine that you enjoy enough to stick to. Try and find an activity that you like so it won’t be a hassle to work out.

TIP! To help elevate your level of fitness, it is a great idea to start walking a lot more. Walk heel to toe by pushing off with your heel first and your toes last, to increase the effort being put out by your calves.

Pay several months in advance when you join a gym or fitness club. If you don’t feel like attending, the money spent might motivate you. This isn’t an appropriate strategy for everyone; don’t bother trying it unless you’re finding it difficult to maintain your motivation.

If you choose an exercise program that works on your muscles and increases flexibility, you will notice an increase in your physical fitness in no time. Find some exercise classes in your region.

TIP! Don’t be afraid. Biking is a fantastic alternative for those seeking another way to improve their fitness.

Be creative when planing your fitness regimen. There are more options than just going to a gym available to someone looking for a good way to exercise. Adding variety to your workout routine can really help to keep you motivated.

Never make the mistake of sticking with the same workouts each time you work out. That way, you won’t get bored and decide to skip a workout. Your muscles also present a symptom where they become used to a specific position or routine and you begin to achieve less of a benefit from the workouts.

TIP! Get creative with your new fitness routine. There are many activities out there that offer a great workout and do not involve going to the gym.

In order to reduce injury, it is important to have the proper form when you are walking. Stand straight and put your shoulders back. Your elbows should fall to around a 90-degree angle. Your foot and arms should be totally opposite each other. Make contact with the ground first with the heel, and then roll your foot onto the ground.

Make yourself do exercises you don’t like and they will seem less daunting. Generally people avoid their weakest exercises. So add those dreaded exercises to your daily routine and do them regularly.

TIP! Always wear clothes you feel comfortable in when you work out. If you are going to the gym, you should not be pressured to work out in fancy clothes.

Wall sits are great for building up your quad muscles and improving leg strength. Start by selecting an area of empty wall space that will accommodate your body in motion. Then face away from the wall about 18 inches away while standing up. As you sit down against the wall, your back needs to be flat, and your upper legs should be in a horizontal position. Bend your knees and when the tops of your legs are even to the ground, you will look as though you are sitting. Do not move from this position until you can not handle it anymore.

It is a myth that you must work out your abs every day. However, that is not healthy for the stomach muscles. Your abdominal muscles, like other groups, must not be overworked and require rest. Allow at least 2 days between your workouts to give your abs proper recovery time.

TIP! Dips can be a great addition to your fitness regimen. You will get workouts on your shoulders, triceps, and chest.

As was stated earlier in this article, exercising and eating healthy in order to improve your fitness, is a great way to help ensure that you live a long and healthy life. You should not neglect your health. By making use of these tips, you will soon see a real improvement in your level of fitness.

Exert previously worked-out muscles lightly. An easier way to accomplish this is to work out tired muscles more lightly.

TIP! Volunteer work is a good way to exercise, and it also benefits your community. Many of the things that volunteers offer to do involve healthy physical activity.

Top Tips For Anyone Who Needs To Learn Public Speaking

Unless you are a professional speaker, you most likely find the prospect of delivering a speech to be frightening. You’re not the only one! Most folks are uncomfortable talking to an audience. There are many things to make it a better experience. Read on to learn many ways to find success when speaking in public.

People won’t automatically pay attention to what you have to say. You need to make an effort to get and keep their attention. This will help you to engage your audience at all costs.

TIP! Time your speech before you give it. Doing this allows you to make sure you stay within the time frame given to you.

You must not think that just because you are talking, people are listening. You have to capture and retain their attention. To get results, you must work for it.

If you need to prepare for an upcoming public speaking engagement, make sure you commit your speech to memory before anything else. This will help you with the overall delivery. Knowing your speech by heart will also enable you to ad lib if necessary, once you’re at the podium.

TIP! Understand the material thoroughly. Even if your speech is memorized, knowing key facts and elements will help tremendously.

Time your speech. This way, you can cut it down or add to it if needed. If you need to fill in more time, look for more pertinent information on the topic. It is important not to rush through your speech.

Once you have your speech memorized, repeat it often. Practice it frequently, and make adjustments as you see fit. In addition, practice breathing and controlling the pace of the speech. Ensure your speech allows for interruptions, such as applause. When you can, rehearse in the actual space where you will speak.

TIP! Know who you’re speaking to. Connect with them before you begin your speech.

Preparation is important when you give a speech. First of all, you must clearly have in mind the message you want to convey. Do your homework to back up your statements, if you must. Write down your speech. Also, remember to memorize your words so you look professional while speaking. Being well-prepared can improve confidence when it’s time for your actual speech.

Keep moving if you suddenly realize you skipped something in your outline. You may lose your audience for good if you break your pace. In addition, others are unlikely to recognize the omission if you don’t draw attention to the issue.

TIP! Dress well, even if you are speaking to a casual crowd. The way you looks reflects on your speech.

When making a speech, always face the audience. Don’t let yourself become distracted by other activity in the room. You are attempting to convey a point or be persuasive, so you must be completely present.

Avoid alcohol at all costs. You might think it will make you bolder, but it is a terrible idea. You do not want your speech to fall flat because you are too intoxicated to remember what you wanted to convey in your speech.

TIP! To speak well, you must have a thorough understanding of the topic at hand. Pick an interesting topic that engages you, and you can be sure it will engage your audience.

Once you have initially memorized your speech, practice it repeatedly. This will allow you time to tweak the speech if needed. Consider your pace and breathing. Insert spaces into your speech that allow for interruptions, such as applause. If you can, practice your speech with the exact equipment you will have available at the time of your speech.

Make sure to focus on getting your audience’s attention early on. Greet them and shake their hands or smile at them. Giving off such positive energy will instill public interest in your speech.

TIP! After you have written your speech, be sure to practice it until you have memorized it. Use a mirror, so you can practices your expressions and gestures, as well.

Since reading the piece above, you are more prepared for public speaking. The tips found above should serve you well. Now you know how to be prepared to make impactful speeches. Making a speech shouldn’t scare you anymore.

The conclusion of your speech should really pack a punch. Although the whole speech is important, what people remember the most is the ending. Wrapping things up with a boring element will not cause folks to remember you.

TIP! Use note cards if necessary. Though you should try to memorize your speech, a hard copy will help ease your stresses.